Employee Benefits

A Personal Approach to Company Plans 
Tending your employee benefit plans is more complex and important than ever before. Cambridge Investment Research can help you to design retirement and benefit plans that suit the unique needs of your company.
 
Cambridge is an independent financial advisory firm. Our incentive is to generate good results — and good value— for our clients. We are free to select best-in-class benefit providers for each situation. And because we are committed to ongoing personal service, we monitor and support your plan as you grow. 
 
Available Benefit Programs
• 401(k) and 403(b) plans
• SEPs and SIMPLEs
• Profit Sharing plans
• Executive Deferral programs
• Heath, Life, Disability & Long-Term Care
 
Every Benefit Program Includes
• Plan design
• Vendor selection
• Plan administration
• Participant education
• Fiduciary support
 
Sample Benefit Providers
• Fidelity
• American Funds
• Security Benefit
• Calvert Group
• ING
• Blue Shield
• Blue Cross
• Kaiser Permanente
• AIG
• Aetna
 
You can pay less for better service. Contact us to see how!
 
A good retirement plan should provide:
  • Quality investments across a broad range of objectives
  • Recordkeeping and administration that meets your needs
  • Effective employee education and communications
  • Reasonable plan costs
 
How does your plan measure up?
 
Evaluation and Design
At Cambridge we aim for a complete understanding of your needs rather than a cookie-cutter approach. We will help you define all the necessary features of your plan and find the providers that best meet your needs. We then bring together all the components —investment management, insurance, and administration— into one coordinated plan.
 
Implementation
Starting up, especially when converting an existing plan, requires precise coordination. Our project managers will insure a smooth transition by documenting your Investment Policy Statement, monitoring providers, developing your employee communications strategy, and coordinating plan enrollment meetings.
 
Sponsor Services
Our goal is to support you, the plan sponsor, in the continuing success of your plan. To this end we provide a single point of contact for service or administrative issues. We will provide annual reviews of your plan, legislative updates, re-enrollment meetings and a fiduciary checkup to insure you remain in compliance with ERISA standards.
 
Participant Services
Your plan is intended to attract, retain, and reward productive employees. At Cambridge we are committed to raising both employee participation rates and deferral percentages. We provide employees with in-person guidance, tailored communications, on-line access to benefit information and planning tools.
 
Call Us Today
You can benefit from this level of service for less than you pay today.  Call us at 800-715-0833 to find out how.