Our Firm

The San Francisco Office Is Here For You

Peter Philipp established the San Francisco office of Cambridge in 2001 to reflect his commitment of providing high-quality investment advice, backed-up by exceptional client service.
 
Since then, our San Francisco-based team of professional advisors has grown to offer clients an impressive depth of experience in wealth management, insurance, financial planning and employee benefits. As a result, our advisors provide comprehensive investment services to both individual and corporate clients.
 
Our advisors hold a variety of professional designations and are well versed in a number of financial disciplines. Our combined education and experience position us to offer broad-based and comprehensive financial advice that our clients can trust.
 
Drawing on more than 130 years of experience, we have the investment expertise that can help you achieve your financial goals.
 
In the end, you can be confident that we'll always be here for you - now and over time.
 
 
Backed by Cambridge Investment Research, Inc.
 
The San Francisco office is backed by the resources of Cambridge Investment Research, a registered broker/dealer. Established in 1981, Cambridge has over 1,300 professional advisors nationally managing over $30 billion in client assets. Thousands of affluent individuals, businesses, and non-profits have entrusted Cambridge with their assets.
 
Cambridge’s business is different than some of the financial firms that have recently faced difficulties. Unlike other firms, Cambridge does not engage in proprietary trading or investment banking.  This helps to avoid potential conflicts of interest and allows Cambridge to fully align its interests with that of our clients’.
 
 
Supported by Fidelity Investments
 
If you have a Cambridge brokerage account, your money is held by a custodian, a financial institution responsible for safeguarding your financial assets. Investments that you entrust to our firm are placed in custody with Fidelity Investments’ clearing firm, National Financial Services LLC (NFS) – one of the largest custodians in the industry. For over 25 years, Fidelity/ NFS has been an industry leader with nearly 5.5 million accounts and $521 billion in client assets under custody.
 
The cornerstone of protection of client assets in a brokerage account is the segregation of assets – that is, client assets are held separately from the assets of the brokerage firm. This principle is laid out in the Securities and Exchange Commission’s Customer Protection Rule, which states that all fully paid for client securities must be held separately from the brokerage firm’s assets and are not available for use by the firm. The rule ensures that if a brokerage firm experiences losses, investors are not affected.
 
In the rare event that if a brokerage firm was to become insolvent, investors benefit from several layers of protection.
 
 
Protected by the SIPC
 
Both Cambridge and Fidelity/NFS are members of the Securities Investor Protection Corporation (“SIPC”), a nonprofit, congressionally chartered, membership corporation created in 1970. SIPC protects clients against the custodial risk of a member brokerage firm becoming insolvent by replacing missing securities and cash up to $500,000, including up to $250,000 in cash, per client in accordance with SIPC rules. For complete information about SIPC, please visit www.sipc.org.
 
 
Additional Insurance Coverage Provided to Our Clients
 
Above and beyond SIPC coverage, Fidelity/NFS maintains additional insurance coverage provided through Lloyd’s of London. This provides additional coverage above the SIPC limits for any missing securities and cash in client brokerage accounts up to a firm aggregate limit of $1 billion. In other words, the aggregate amount of all client losses covered under this policy are subject to a limit of $1 billion, which is the maximum excess SIPC protection currently available.
 
Please note that coverage provided by SIPC and Lloyds does not protect against loss of market value of securities. All coverage is subject to the specific policy terms and conditions.